Our services

At Rabo Foundation, we provide tailored impact financing and support so organizations can strengthen smallholder farmers' livelihoods, build resilient supply chains, and grow towards long-term sustainability. We match our tools to the development stage and type of organization—because what works for early growth is different from what’s needed to scale.

Smallholder farmer in a rice field in Indonesia

Financing

We offer a variety of financial instruments to deliver sustainable development, tailored to the needs and type of the organization. Financing is provided in euros, US dollars, and local currencies, with typical financing amounts ranging from €200,000 to €1,000,000. Our financing supports inclusive agricultural and rural development, including:

    Term loans to finance capital investments, including equipment, infrastructure, and long-term growth Trade finance loans that enable sustainable agricultural enterprises to pay smallholder farmers upon delivery of their produce Lines of credit and working capital loans to cover seasonal needs such as crop purchases, aggregation, and day-to-day operations Loans to financial service providers that use financial services to expand access to finance and deliver sustainable development for smallholder farmers Guarantees that share risk with other lenders and help unlock additional financing for underserved organizations and markets
Smallholder farmers participating in a training in Africa

Technical Assistance

In addition to financing, Rabo Foundation provides capacity building support to help organizations strengthen their resilience, performance, and long-term sustainability. To deliver this support, Rabo Foundation works with a network of expert partners, ensuring technical assistance is relevant, targeted, and context‑specific. Capacity building supports sustainable development through, for example:

    Enhancing sustainable and climate‑resilient farming practices to improve yields Building organizational skills and capabilities to improve performance and resilience Improving management and governance through coaching, training, and advisory support
Family farming - planing a tree

Connecting organizations to knowledge, partners, and experience

Beyond financing and technical assistance, Rabo Foundation provides access to its broader network and brings in expertise built up over more than 50 years in agriculture, finance, and rural development. This includes connecting organizations to relevant partners and sharing sector knowledge and insights from across agricultural and financial value chains to drive long‑lasting change for smallholder farmers’ livelihoods and lay the foundation for a sustainable future.

Eligibility criteria

Who we support

Rabo Foundation supports organizations that play a direct role in improving the livelihoods of smallholder farmers. Organizations typically meet the following criteria:

    A direct link to smallholder farmers, such as producer organizations, agribusiness SMEs, rural financial institutions, and agri‑ or fintechs serving farmers Active in one of Rabo Foundation focus countries A viable business model and minimum track record of at least two years Clear contribution to smallholder farmers' livelihoods, including positive economic, social, and environmental outcomes

Our financing is intended for organizations that need capital and support and do not yet have sufficient access to regular commercial financing.

Discover where we work